Rain and Toku have introduced a compliant, on‑chain payroll system that enables employers to instantly fund and settle salaries in stablecoins across more than 100 jurisdictions. The integration combines Rain’s stablecoin payment rails with Toku’s employment and tax compliance infrastructure, the companies said in a press release.
The new solution supports payouts in stablecoins such as USDG, USDC and RLUSD, and integrates with systems including ADP, Workday and Gusto. Toku handles net pay calculations, tax withholdings and adherence to labour laws, while Rain ensures real‑time fund transfers directly to workers’ wallets or custodians.
By routing payroll on‑chain, employees gain full transparency and faster access to earnings. Rain‑issued cards can be used with over 150 million merchants globally, enabling real‑world spending immediately after pay arrives.
“Payroll has remained one of the last major financial flows stuck in outdated systems,” said Farooq Malik, Rain’s co‑founder and CEO. “By combining Rain’s on‑chain infrastructure with Toku’s compliance expertise, we’re bringing the benefits of stablecoins to the most important payment of all: your paycheck.”
Ken O’Friel, Toku’s co‑founder and CEO, added that “fiat payroll still moves on rails built in the 1970s. Stablecoin payroll has the ability to unleash a fundamental restructuring of corporate cash management … making stablecoin payroll not just possible, but seamless, scalable, and compliant by default.”
The launch coincides with growing regulatory clarity around stablecoins—such as the GENIUS Act—and a rising interest from enterprises to embed digital asset infrastructure into core financial operations.
